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Understanding Pers

  1. Understanding the true cost of state and local pensions, American enterprise Institute, Dr. Andrew Biggs
  2. Public Pensions Cook the Books, Some plans want to hide the truth from taxpayers, Dr. Andrew Biggs
  3. Can pensions be changed “going forward?” In Budget Crisis, States Take Aim at Pension Costs  By MARY WILLIAMS WALSH
  4. Public-sector pensions remain generous because taxpayers are in the dark-Dodging the Ball
  5. NASRA Issue Brief: Public Pension Plan Investment Return Assumptions
  6.  Public Pension Pressures in the United States, When States Go Broke: The Origins, Context, and Solutions for the American States in Fiscal Crisis,2011 Olivia S. Mitchell
  7. Why do states assume an 8% return on public pension investments?
  8. Teamsters Find Pensions at Risk Mary Williams Walsh, November 15, 2004
  9. A Test for State’s Untouchable Pensions from New York Times Mary Williams Walsh, March 18, 2012
  10. Freedom and Understanding Pers by Fred Starkey
  11. Can States Escape Pension Obligation Through Bankruptcy?
  12. Pension funding is problem too large to ignore, Thomas J. Healey, assistant secretary of the Treasury under President Ronald Reagan, Senior Fellow at Harvard Kennedy School
  13. Analysis of California Pensions Finds Half-Trillion-Dollar Gap
  14. The Underfunding of State and Local Pension Plans; NASA
  15. What a Piece of Junk: respondingto the eonomic Policy Institute on Public employee Pay, The Enterprise Blog, Dr. Andrew Biggs
  16. Oregon’s Ever Increasing State Debt Load, Dennis Richardson, Oregon Legislator: Central Point, Oregon
  17. A Gold-Plated Burden, Hard-pressed American states face a crushing pensions bill, The Economist, Chuck Reed
  18. PERS Rates Are Going Up, WAY UP, On July 1, 2013, Dan Re, Attourney at Law: Bend, Oregon
  19. The Pension Crisis, 2005,  Ronald J Ryan, CFA
  20. State Bankruptcy: Start Worrying, Steve-Wordpress Blog
  21. On “Costless” Benefits for Public Workers, Jason Richwine
  22. H.L. MENCKEN WAS RIGHT,  25th April 2012 by Administrator  in Burning Platform
  23. Bernanke to Congress: We’re Much Closer to Total Destruction Than You Think ,  Feb 9, 2011 , By: John Carney
  24. Pension funding is problem too large to ignore, Thomas J. Healey, assistant secretary of the Treasury under President Ronald Reagan, Senior Fellow at Harvard Kennedy School
  25. 93 and 18.6 Lunar declination Cyces and their relationship to the stock market cycles1


  1. What is a Swindler?

Fourth Turning Regeneracy



  1. The Reality of Labor Unionism in America by Brian Farmer
  2. The States With the Largest Unionized Work Force

Discount Rate

  1. Retirement Fund Discount Rate
  2. Another point of view on the pension obligation discount rate

Moodys Reports

  1. 2011 State Median Report, Moody
  2. Combining Debt and Pension Liabilities of U.S. States Enhances Comparability

Recommended Books

  1. The Main Spring of Human Progress, Henry Grady Weaver , Rose Wilder Lane, and  G. Henry Weaver 
  2. The Law, Frederic Bastiat
  3. Economics in One Lesson: The Shortest and Surest Way to Understand Basic Economics, (See Wikipedia information on author)Henry Hazlitt 

Freedom and Economics

  1. The Economics of Freedom: What Your Professors Won’t Tell You, (see Wikipedia information on the author) Selected Works of  Frederic Bastiat
  2. The Road to Serfdom, F.A. Hayek, Noble Prize Economic Award
  3. Common Sense, Thomas Paindmane (see Wikipedia information on this book)
  4. The Working Life of a Dollar ; Lee Wendelbo & Sam Shannahan
  5. The Fourth Turning: An American Prophecy – What the Cycles of History Tell Us About America’s Next Rendezvous with Destiny; by William Strauss
  6. The Millionaire Next Door, Thomas J Stanley, Ph.D. and William D Danko, Ph.D.
  7. The Fatal Conceit, The errors of Socialism,  Edited WW Bartley

Books on History  

  1. Tragedy & Hope: A History of the World in Our Time, Carroll Quigley
  2. A Monetay History of the United States, 1867-1960, Milton Friedman and Anna Jacobson Schwartz
  3. The Law of Civilazation and Decay; An essay on History; Charles A Beard
  4. Manias, Panics, and Crashes, 4th Edition; Charles P. Kindleberger
  5. Suicide of a Superpower, Will America survive to 2025? Patrick J. Buchanan

Books on Education

  1. Is School Like Jail? Jeffery Tucker
  2. Cultural Literacy, Ed Hirsch, Jr.

Books on PERS and risk

  1. Against the Gods, A remarkable story of risk, Peter L. Bernstein  (See Wikipedia information on Peter)
  2.  The Theory of Money and Credit, Ludwig von Mises (See Wikipedia information on this book. It is also sold at
 Books on Demographics
  1. How the Comming Age Wave Will Transform America and the World, Peter G. Peterson
  2. On Borrowed Time- How the growth in etitlement spending threatens America’s future, Peter G Peterson & Neil Howe
Books on Freedom  and Economics
  1. Economics is One Lesson,  (see Wikipedia information on this author)  Henry Hazlitt
  2. The Naked Communist,W. Cleon Skousen

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